Home › PM MUDRA Yojana (Shishu / Kishor / Tarun / Tarun Plus)
PM MUDRA Yojana (Shishu / Kishor / Tarun / Tarun Plus)
Dept of Financial Services, Ministry of Finance · Central scheme · Debt
Collateral-free business loans up to ₹20 lakh
A loan, not a grant. Tarun Plus (₹10–20 lakh) only if you repaid a previous Tarun loan.
RollingNo fixed deadline published
A loan, not a grant. Tarun Plus (₹10–20 lakh) only if you repaid a previous Tarun loan.
RollingNo fixed deadline published
Summary
PM MUDRA Yojana (Shishu / Kishor / Tarun / Tarun Plus) is a debt from Dept of Financial Services, Ministry of Finance. Any Indian state. If you meet the basic rules, you can apply; the committee decides.
Eligibility
| Where | Any Indian state. |
|---|---|
| Entity types | individual, partnership, llp, pvt_ltd |
| Must be incorporated | No |
| Company age | No limit stated |
| Stages | idea, prototype, revenue |
| Sectors | any |
| DPIIT recognition | Not required |
| Indian shareholding | Not stated |
| Prior govt support cap | Not stated |
Who it's for
- A business plan for income-generating activity
- Bank / NBFC / MFI member lender
- Good repayment record for Tarun Plus
Who it's not for
- No specific exclusions recorded yet. Check the official page.
A co-founder living in another city never disqualifies a company-based scheme.
What to do next
Keep these ready
- A business plan for income-generating activity
- Bank / NBFC / MFI member lender
- Good repayment record for Tarun Plus
How to apply
Apply at any member bank/NBFC/MFI or on the Jan Samarth portal.
Go to official page ↗ Check my match
Details last checked 2026-10-30. Always confirm on the official page.
Deadline
No fixed deadline published. Watch the official page for calls.
Combinations
No stacking rules recorded.
Official page ↗ Check my match
Related schemes
- Credit Guarantee Scheme for Startups (CGSS) — Guarantee cover on loans up to ₹20 crore
- CGTMSE Credit Guarantee for Micro & Small Enterprises (CGS-I) — Collateral-free loans guaranteed up to ₹10 crore
- NIDHI Seed Support Program (NIDHI-SSP) — Seed support up to ₹1 crore per startup (typically ~₹25 lakh)
- Stand-Up India (SC/ST & women entrepreneurs) — Bank loan ₹10 lakh – ₹1 crore (scheme period ended 31 Mar 2025)
Last verified 2026-10-30